Insurance Coverage Law

Most businesses operating in Virginia likely pay substantial premiums every year in order to obtain insurance coverage for a wide variety of risks. Some common insurance policies carried by businesses include Commercial General Liability (CGL), Property Insurance, Owners' and Contractors' Protective Liability, Directors' and Officers' Liability (D&O), Professional Liability Insurance, and Errors and Omissions Insurance (E&O).

While insurance policies are intended to protect your business in the event of an accident, lawsuit, or other loss, many businesses find that their insurers are less than cooperative when it comes time to responding to a claim or paying out benefits under a policy. Thus, if you believe that you are entitled to coverage under one or more insurance policies issued to you or your business, it is important that you contact an experienced attorney as soon as possible in order to increase the likelihood that you will obtain all of the insurance benefits to which you are entitled.

Skillful Representation with Insurance Issues

In fact, in most cases, it is advisable to obtain the advice of an attorney even before you submit a claim to your insurance company, since there are often complex legal and contractual requirements that must be followed in connection with the claims procedure to ensure that your rights are protected. And, if you or your business have been sued by a third party, there is often a possibility that one or more insurance policies entitle you to substantial benefits in connection with your defense of the lawsuit, including the payment of legal expenses, settlements or judgments rendered against you. Having an experienced attorney review your insurance policies and communicate with your insurers early on is critical to making sure that you obtain the full benefit of the insurance premiums that you have paid.

The attorneys at Weisberg & Weisberg in Norfolk, and Newport News, VA have substantial experience successfully representing businesses and individuals in connection with their efforts to enforce contractual rights and obtain policy benefits under a wide variety of insurance policies. Whether you need assistance negotiating with an uncooperative insurer, submitting a claim, or enforcing your contractual right to have an insurer pay for defending or settling a lawsuit, our firm is equipped to provide aggressive and skillful representation in connection with almost any insurance issue.